Djenovici

Đenovići | Herceg Novi Municipality

The Measure of

Urban Quality

View Photos Watch Film 360° VTour Open House

Niko Lakovic

Presented At

€655,000

Bedrooms

Bathrooms

Living

1,766

SQFT

Fireplace

Stone Countertops

Air Conditioning

Fitness Center / Gym

Laundry Room

Jacuzzi

Terrace

Garage

Garden

Balcony

Gate

Pool

Playground

Water View

Sea View

Gated Community

Mountain View

Panoramic / Scenic View

Duplex

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 1

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 2

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 3

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 4

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 5

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 6

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 7

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 8

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 9

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 10

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 11

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 12

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 13

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 14

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 15

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 16

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 17

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 18

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 19

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 20

Djenovici

Đenovići | Herceg Novi Municipality

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. , Đenovići , Herceg Novi Municipality

Djenovici Duplex Penthouse

Area: 164 m2 (122 m2 + 42 m2 terraces) Bedrooms: 3 Bathrooms: 3 Garage space Exclusive, contemporarily equipped penthouse apartment on two levels in the complex with pool Djenovici, Herceg Novi. The apartment of 164 m2 consists of a living room, dining room and kitchen, three bedrooms, three bathrooms, and three terraces with panoramic sea views. Apartment structure: 1st level

spacious living room with fireplace and terrace, kitchen and dining room, one bedroom with ensuite bathroom, another bedroom with terrace, bathroom, forged spiral staircase leading to the second level of the apartment; 2nd level
hall with access to a large terrace with a Jacuzzi, bedroom, bathroom with hydromassage bath, spacious wardrobe/storage room that can be converted into an additional bedroom, and laundry.

The future owners have at their disposal an outdoor heated pool, a children's playground, a fitness center, SPA, a wine club, and a cigar room. The apartment is for sale fully furnished and equipped with quality appliances. One garage space is included in the price. Portonovi Resort and the sea are 500 meters away. The nearest airports are Tivat (15 km) and Dubrovnik (34 km).

Gallery

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$655,000

Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro.

Đenovići, Herceg Novi Municipality

3 Beds

View All Photos

Market Opinion

View prices in:

Our perspective on current market conditions in Đenovići. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $65,500,000 20% down ($13,100,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$5,628/day

Your home may appreciate while you sleep

$39,507/week $171,197/mo $2,054,366/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$36.0M

+$51.1M

$51.1M Potential Equity

vs $36.0M lost to rent over 10 years

$13.1M Down Payment Growth

3.9x

10yr

$51.1M

8.1x

20yr

$105.9M

12.6x

30yr

$165.4M

Wealth Comparison

×394

Equivalent to 394 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $165.4M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $77.1M +18%

Market $89.2M +36%

Optimistic $102.9M +57%

$51.1M est. equity

20 Years

Conservative $90.8M +39%

Market $121.5M +85%

Optimistic $161.8M +147%

$105.9M est. equity

30 Years

Conservative $107.0M +63%

Market $165.4M +153%

Optimistic $254.2M +288%

$165.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro have?

This apartment at Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro features 3 bedrooms with 1,766 square feet of living space.

What is the size of Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro?

This property offers 1,766 square feet of living space.

What is the listing price for Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro?

This property is listed at $65,500,000, which equals $37089 per square foot.

Is now a good time to buy a home in Đenovići?

Based on current market indicators, Đenovići shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro?

This is a apartment located in Đenovići, Herceg Novi Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.